globalnews.ca
Disability benefits for Crohn’s disease: 3 things to do if your claim is denied
Denied or cut-off long-term disability benefits can create immediate financial stress for people with Crohn’s disease who cannot work. Knowing how to document your medical limitations and when to seek legal help can protect your access to benefits.
Adults living with Crohn’s disease or other IBD who rely on disability benefits, caregivers helping with claims, and clinicians who may be asked to provide supporting medical documentation.
What To Know
This article is a consumer-facing guide about what to do if long-term disability (LTD) benefits are denied or cut off for someone with Crohn’s disease.
It outlines three practical steps: obtain the insurer's denial letter in writing, review the decision with your treating medical team and get supporting documentation, and contact a disability lawyer for help appealing or negotiating.
The piece is authored by a lawyer at Samfiru Tumarkin LLP and includes examples from the firm’s caseload and an offer of free consultations. If an insurer notifies you verbally, request a formal written denial so their reasons are fixed on record.
Bring that letter to your treating physician(s) and ask them to document, in writing, how your condition affects your ability to work — ideally addressing general work capacity, not just your specific job. Consider getting legal advice early; the author recommends contacting a disability lawyer to discuss appeal options and representation.
The article is practical and focused on navigating insurance processes rather than on medical management of Crohn’s disease. It includes promotional elements about the law firm’s services and examples of resolved cases.
This is a legal-advice / consumer guidance article published by a news outlet and written by a disability lawyer; it includes firm promotions and example cases. It does not provide medical treatment guidance and does not replace individualized legal or medical advice. Follow-up with your own clinician and an independent lawyer familiar with your jurisdiction is recommended.
